Return and Refund Policy

Welcome to the website of Garmon & Bealke, PLLC (“we,” “us,” or “our”). By accessing or using our website located at www.garmon-bealke.com (the “Site”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our Site.  

1. Acceptance of Terms  

By using our Site, you confirm that you are at least 18 years old and possess the legal authority to enter into these Terms. If you are using the Site on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.  

2. Intellectual Property  

All content on this Site, including text, graphics, logos, and images, is the property of Garmon & Bealke, PLLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, revocable license to access and use the Site for personal, non-commercial purposes. Any unauthorized use of the Site’s content is strictly prohibited.  

3. Disclaimer of Legal Advice  

The information provided on this Site is for informational purposes only and does not constitute legal advice. No attorney-client relationship is established by your use of this Site. For personalized legal advice, please consult one of our attorneys directly.  

4. Limitation of Liability  

To the fullest extent permitted by law, Garmon & Bealke, PLLC, its partners, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your access to or use of this Site. Your use of the Site is at your own risk.  

5. Indemnification  

You agree to indemnify and hold harmless Garmon & Bealke, PLLC from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorney’s fees) arising out of your use of the Site or your violation of these Terms.  

6. Third-Party Links  

Our Site may contain links to third-party websites. We do not endorse or have any responsibility for the content, products, or services offered by these third-party sites. Your use of third-party websites is at your own risk.  

7. Changes to Terms  

We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date at the top of this document. Your continued use of the Site after any changes indicates your acceptance of the updated Terms.  

8. Governing Law  

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles. Any disputes arising out of or related to these Terms shall be brought exclusively in the state or federal courts located in Bay County, Panama City, Florida.  

9. Severability  

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.  

10. Contact Information  

If you have any questions or concerns regarding these Terms, please contact us at:  Garmon & Bealke, PLLC, 502 Harmon Avenue, Panama City, Florida 32401.

By using our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. Thank you for visiting! 

Last Updated: [Insert Date]